How Metlife Makes Dentistry More Affordable

Do you possess MetLife dental insurance? Whether you acquired your policy independently or receive it through your employer, utilizing it to its full extent is crucial. It serves as a valuable resource safeguarding your smile against decay and gum disease, while also providing financial assistance for restorative care when needed. But how can you extract the utmost value from your policy? We’re pleased to announce that our team is in-network with MetLife dental insurance. We excel in guiding our patients to maximize their benefits.

METLIFE COVERAGE

Availability & Fees

MetLife offers a variety of insurance plans, with PPO (Preferred Provider Organization) and DHMO (Dental Health Maintenance Organization) plans being the most prevalent. With a DHMO plan, you’re typically required to visit a specific dentist, whereas a PPO policy grants you the flexibility to see any dentist while still utilizing your benefits. Here’s a basic overview of how PPO coverage typically operates:

Preventive care (cleanings, X-rays, etc.): 80% – 100% covered

Minor restorative care (fillings, simple extractions, etc.): 70% – 80% covered

Major services (crowns and other extensive treatments): 50% covered

Specialty services (orthodontics, dental implants, etc.): Sometimes covered, depending on the specific policy.

It’s worth noting that you may receive better coverage rates when visiting an in-network MetLife dentist in Cave Creek, AZ compared to out-of-network practices. We’ve established a contract with MetLife that benefits both MetLife and our patients, resulting in cost savings. Moreover, given our extensive experience with MetLife, we are exceptionally equipped to assist you in comprehending your policy and leveraging it to your advantage.

For instance, we may arrange your treatments in a manner that optimizes the utilization of your annual maximum—the highest dollar amount your policy will cover for approved treatments within a year. This often involves scheduling major services across multiple appointments spanning different calendar years. This approach allows patients requiring extensive treatment to utilize two annual maximums instead of just one.

Meet Our Dental Insurance Coordinator

Our entire team wants to help you get as much out of your dental insurance in Cave Creek, AZ as possible. However, our dental insurance coordinators are the ones that take the lead. You will see these talented individuals working at our front desk. They are experienced in verifying insurance coverage, filing claims, and helping patients understand how their coverage applies to various services. If you would like their help to maximize your MetLife dental benefits, contact us at Brosh Dentistry today.